Financing Information
Thank you for considering financing options with Affirm. Below, you'll find important details about how financing works with Affirm, including licensing disclosures and other pertinent information.
Affirm Licensing Disclosures:
Affirm operates as a licensed lender in the following states:
How Financing Works with Affirm:
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Easy Application Process: Applying for financing with Affirm is quick and straightforward. Simply select Affirm at checkout and provide some basic information for a quick decision.
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Transparent Terms: Affirm offers clear and transparent terms for all financing options, including interest rates, monthly payments, and total repayment amounts.
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Flexible Payment Plans: With Affirm, you can choose from a variety of flexible payment plans to fit your budget and financial needs. Whether you prefer to pay over a few months or several years, Affirm has options to suit you.
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No Hidden Fees: Affirm does not charge any hidden fees or prepayment penalties. You'll know exactly what you're paying upfront, with no surprises later on.
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Secure Transactions: Affirm prioritizes the security of your transactions, ensuring that your personal and financial information is protected at all times.
Checking won’t affect your credit score.
Know up front exactly what you’ll owe.
Get a real-time decision in minutes.
Just select 
at checkout
Important Information:
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Eligibility: Financing with Affirm is subject to eligibility requirements, including creditworthiness and other factors determined by Affirm.
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Credit Check: When you apply for financing with Affirm, a soft credit check may be performed, which does not affect your credit score. However, in some cases, a hard credit check may be required.
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Interest Rates: Interest rates with Affirm vary based on factors such as creditworthiness and loan terms. You'll be presented with the applicable interest rate before finalizing your financing agreement.
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Repayment: It's important to make timely payments according to your Affirm financing agreement to avoid late fees and potential negative impact on your credit score.
For more information about financing with Affirm, including licensing disclosures and terms of service, and privacy policy, please click on the corresponding links
Contact Us:
If you have any questions or need assistance with financing options, please don't hesitate to contact our customer support team. We're here to help!